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[] cosiddetta «scrematura» (cream skimming) (4 ). eur-lex.europa.eu According to the Norwegian authorities, the system of transferring profits from the profitable to the non-profitable season gave the …

The reason is that cream skimming worsens the quality of the pool of assets owing into the exchange, thereby lowering the price a seller of a good asset can obtain in … Cream skimming is a pejorative conceptual metaphor used to refer to the perceived business practice of a company providing a product or a service to only the high-value or low-cost customers of that product or service, while disregarding clients that are less profitable for the company. The paper examines cream skimming behaviour by studying hospital transfers in a mixed public-private hospital system. A key innovation is the use of capacity utilization to identify cream skimming. We develop a dynamic model with uncertain patient arrivals and hospital capacity constraints to clarify the conditions under which a profit maximizing Before mechanical cream separators were available, settling pans and skimmers were used to separate cream from milk.

Cream skimming

Instead CREAM-SKIMMING: Definition. Selecting higher ability pupils, who gain the best results and cost less to teach. (See Bartlett, 1993) Term. SILT-SHIFTING: Definition. Abstract. We derive three testable predictions from a bank-P2P lender model of competition: (a) P2P lending grows when some banks are faced with exogenously higher regulatory costs, (b) P2P loans are riskier than bank loans; and (c) the risk-adjusted interest rates on P2P loans are lower than those on bank loans.

Abstract Policymakers fear that health insurers when exposed to competition will engage in cream-skimming (i.e. selection of good risks) rather than trying to improve their benefit to premium ratio.

Marco Di Maggio, Vincent Yao, Fintech Borrowers: Lax Screening or Cream-Skimming?, The Review of Financial Studies, 2020;, hhaa142, https://doi.org/10.1093/rfs/hhaa142

and difficult days and memories I try ever so hard to 'skim the cream'. Sep 10, 2019 One consequence of a system with major differences in reimbursement rates could be that providers cream-skim and discriminate against the Check out our cream skimmer selection for the very best in unique or custom, handmade pieces from our cooking utensils & gadgets shops.

Definition. Term applied to new attitudes and policies regarding vocational education introduced by Conservative governments between 1979 and 1997. Not based upon apprenticeship-type systems (on-the-job training for skilled manual jobs) but aimed to deal with high-unemployment among low-skilled school-leavers. Term.

The reason is that cream skimming worsens the quality of the pool of assets owing into the exchange, thereby lowering the price a seller of a good asset can obtain in the exchange as an outside option. 2020-08-19 · Published Versions. Patrick Bolton & Tano Santos & Jose A. Scheinkman, 2016. "Cream-Skimming in Financial Markets," Journal of Finance, American Finance Association, vol. 71(2), pages 709-736, 04.

クリームスキミングとは、インフラ、通信、交通など公共性の高い産業分野で、事業者が収益性の高いサービスや地域、顧客のみを選別して他を切り捨て、市場を「いいとこ取り」すること。. 特に、規制緩和で参入した新規事業者によるそのような振る舞い。. China Cream Skimming, China Cream Skimming Suppliers and Manufacturers Directory - Source a Large Selection of Cream Skimming Products at skim card,skim coat,disc skimming machine from China Alibaba.com Downloadable (with restrictions)! We study the personal credit market using unique individual-level data covering fintech and traditional lenders. We show that fintech lenders acquire market share by first lending to higher-risk borrowers and then to safer borrowers, and mainly rely on hard information to make credit decisions. cream-skimming activities of other informed dealers which help them extract better terms from the asset sellers.
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Then the firms leave the market - Hit and Run competition Cather (2018) proposes a cream-skimming dynamic to adverse selection, in which insurers using better customer data are able to identify competitors' overpriced customers and attract them to their Define Cream Skimming. means the pursuit of only the lowest cost or most cost- effective Energy Efficiency Measures, while forgoing or declining other cost- Cream Skimming by Health Care Providers and Inequality in Health Care Access: Evidence From a Randomized Field Experiment Abstract Using a randomized field experiment, we show that health care specialists cream-skim patients by their expected profitability. In the German two-tier system, outpatient reimbursement rates for both public and 2019-04-19 education, while avoiding cream skimming and improving outcomes for everyone or nearly everyone. The related theoretical literature has focused mainly on flat-rate or "univer sal" vouchers.

Originality/value– The paper shows that most studies on cream skimming do not consider programmes for the disabled, although the potential for harmful cream skimming may be larger than in Переводы в контексте "cream skimming" с английского на русский. Здесь вы найдете много примеры переводов содержащие "cream skimming" - английский-русский перевод и система поиска по миллионам английских переводов. cream-skimming and other gaming activities intended to raise measured performance outcomes. We analyze the incentive effects of performance-based contracts, as well as their impacts on provider job placement rates, using unique data on Dutch cohorts of unemployed 2021-04-21 · Adverse selection, term used in economics and insurance to describe a market process in which buyers or sellers of a product or service are able to use their private knowledge of the risk factors involved in the transaction to maximize their outcomes, at the expense of the other parties to the 2021-02-24 · Together, cream-skimming and pushout practices would concentrate the brightest and least-challenging students in charter schools and leave lower-performing and more-challenging students for traditional public schools to educate—if such practices were, in fact, taking place.
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2020-08-19 · Published Versions. Patrick Bolton & Tano Santos & Jose A. Scheinkman, 2016. "Cream-Skimming in Financial Markets," Journal of Finance, American Finance Association, vol. 71(2), pages 709-736, 04.

This article aims to fill this gap and explains the classroom cream-skimming behavior of school teachers in Denmark, defined as prioritizing the teaching of Cream-Skimming When prices are regulated, some prices may involve high mark-ups over cost for particular customer groups. Potential entrants will target those The skimming strategy gets its name from "skimming" successive layers of cream, or customer segments, as prices are lowered over time.